Interest Free Finance

Enjoy 0% Interest Free Credit with your balance divided up and paid in 6, 10, 12 or 18 monthly instalments via Direct Debit, with no interest payable whatsoever.

Please note: Selected products may be excluded from Interest Free Finance such as sale/promotional items and this payment option is not available for the purchase of Pavilion Broadway gift cards or vouchers.

Up to 18 months 0% APR representative interest free finance

Applying for Interest FREE Credit online is simple and easy with our secure checkout. Follow the four simple steps below. You can also enjoy flexible finance when ordering in our Cotswold showrooms, over the phone on 01386 711 512 or via our website. Our helpful finance team is always on hand to guide you through the process, whilst our secure checkout makes applying for Interest FREE Credit online simple and easy.

Your personal finance plan

Choose from 6, 10, 12 and 18 months with a simple 20% deposit payable up front as part of your credit application. The minimum finance amount for 6 months is £500, 10 months is £1,000, 12 months is £2,000 and 18 months is £3,000. Therefore, the minimum spend to use finance is £625 less 20% deposit leaves £500 to finance over 6 months. The table below shows you how much monthly repayments will be, based on the total order value.

Please note: Credit is subject to status and affordability. Terms & Conditions Apply. Pavilion Broadway is a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through

Representative Example
Cash price £2000
20% Deposit £400
Total amount of credit £1600
Interest rate 0% Fixed
Monthly payments Pay £160 per month for 10 months
APR 0% APR representative
Total amount payable £2000
Term 10 months


1. Selected your desired finance plan using our finance calculator
2. Proceed to checkout
3. Paying your deposit
4. Applying for finance

Completing an application in-store

Please visit our showroom to find out more about Interest FREE Credit in-store. Our sales advisors are on hand to advise you on the process involved when you take out flexible finance. You can apply for instant Interest FREE Credit in-store for an immediate decision.

Please note: You will be required to complete your application with an e-signature following your in-store acceptance, this can be done at the point of sale.

Find us

Frequently asked questions

Below are some of the most commonly asked questions regarding finance online. If you cannot find the answer you are looking for in our FAQs, please contact us directly on 01386 711 512 or email For specific queries related to a credit agreement, application or payment arrangements, please contact the Nuvona Customer Service team directly on 0344 375 5500 Monday to Friday 8.45am to 7.30pm, Saturday 8.45am to 12 midday.

1. What can I buy with Interest FREE credit?
2. Can I return an item paid for by Interest FREE credit?
3. How do I choose to pay by Finance?
4. Who is eligible to apply for online finance?
5. Applying for online finance
6. Once my application is approved, what happens next?
7. When is the agreed deposit taken?
8. When will my order be dispatched?
9. When do my repayments start?
10. Are there any arrangement fees or hidden extras for credit?
11. Can I repay my loan earlier?
12. Will you credit score me and if so, what does this mean?
13. If you decline my credit application, what is the reason?
14. What type of information do credit reference agencies hold about me?
15. How do I obtain a copy of the credit information held about me?
16. If my application is not successful, can I re-apply?
17. Can I request delivery to an address other than my home?
18. Do your normal delivery timeframes apply for orders paid using Interest FREE Credit?

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